Disclaimer
Last updated: October 2025
No Warranties
This website is provided “as is” without any representations or warranties, express or implied. Axis.ke makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, Axis.ke does not warrant that:
this website will be constantly available, or available at all; or
the information on this website is complete, accurate, up to date, or non-misleading.
Nothing on this website constitutes, or is meant to constitute, financial advice, lending services, or any form of guarantee regarding loan approval or loan terms.
Nature of Services
Axis.ke is not a bank, lender, or credit provider.
The role of Axis.ke is limited to loan consultation and facilitation, which may include:
assisting clients in understanding loan requirements;
comparing available loan products from various financial institutions; and
guiding clients through documentation and application processes.
Final decisions regarding loan approval, interest rates, and terms rest solely with the lending institutions. Axis.ke does not influence, guarantee, or represent any outcomes of loan applications.
Consultation Fees
Initial inquiries and consultations are free of charge.
However, once a client engages Axis.ke to begin the loan research and facilitation process, a non-refundable consultancy fee will be required before work commences. This fee covers administrative and operational costs, including document handling and credit checks.
Payment of this fee does not guarantee loan approval or specific loan terms.
Limitations of Liability
Axis.ke will not be liable to you (whether under the law of contract, the law of torts, or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:
for any indirect, special, or consequential loss; or
for any business losses, loss of revenue, income, profits, anticipated savings, or goodwill; or
for loss or corruption of information or data.
These limitations of liability apply even if Axis.ke has been expressly advised of the potential loss.
Third-Party Information
This website may contain references or links to third-party institutions, including banks and credit providers. Axis.ke does not control or endorse these institutions, their policies, or their products.
Users are encouraged to verify all information directly with the respective financial institutions before making any financial commitments.
Reasonableness
By using this website, you agree that the exclusions and limitations of liability set out in this disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
Other Parties
You accept that, as a limited liability entity, Axis.ke has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against Axis.ke’s officers, employees, agents, or consultants in respect of any losses you suffer in connection with the website or services provided.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this disclaimer will protect Axis.ke’s officers, employees, agents, subsidiaries, successors, assigns, and sub-contractors as well as Axis.ke.
Unenforceable Provisions
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
Legal Compliance
Nothing in this disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this disclaimer will exclude or limit Axis.ke’s liability in respect of any:
death or personal injury caused by Axis.ke’s negligence;
fraud or fraudulent misrepresentation on the part of Axis.ke; or
any matter which it would be illegal or unlawful for Axis.ke to exclude or limit, or to attempt to exclude or limit, its liability.